Pensacola Gulf Coast Homes for Sale between $100,000

Charming New Warrington cottage with classic Old Florida character — and investment upside. Tucked into one of the last truly laid-back, unspoiled pockets of Pensacola, this freshly updated cottage blends vintage charm with smart functionality. Inside, you'll find a clean, move-in-ready layout perfect for a primary residence, weekend getaway, or income property. The oversized back yard is a great place to play, hang out, or let the dogs run. Location is everything here. The West Sunset Ave bridge to Navy Point is less than half a mile away and the South Navy Blvd bridge to NAS is a quarter mile away. Navy Point boat launch is just on the other side of the Sunset Ave bridge providing water access to Pensacola Bay — ideal for boaters, paddlers, and anglers. The surrounding neighborhood is dotted with parks and green space, with that quiet, old-Florida feel that's getting harder to find. This is a community that still feels like a neighborhood. For investors, this property checks every box: proven short-term rental potential in a high-demand waterside area, low-maintenance block construction, and a location that draws both vacationers and boating enthusiasts year-round. Whether you're looking for a charming place to call home or a turnkey rental with strong upside, this cottage offers the best of both worlds — Old Florida soul with new Florida potential.

530 S 1st St, Pensacola

$175,000

1 Baths ⋅ 684658 MLS

Like new tiny home perfect for a second home vacation getaway or can be used as a short term rental and Air BnB! Minutes from NAS Pensacola Naval base, Big Lagoon and Big Lagoon State Park, boat launches, beaches, and conveniently located off Gulf Beach Highway for easy access to shopping, dining, and more!

9437 Gulf Beach Hwy, Pensacola

$185,000

2 Beds ⋅ 2 Baths ⋅ 684649 MLS

Well-maintained 2-bedroom, 2-bath modular home offering 812 SF of comfortable living space in a convenient Pensacola location off Gulf Beach Highway. Situated right next to a similar neighboring property, this home backs up to vacant land, providing a peaceful setting with added privacy and natural views. Inside, you’ll find a functional floor plan with an open living area, abundant natural light, and a layout designed for comfortable everyday living. The spacious primary suite includes a private bath, while the second bedroom and bath provide flexibility for guests, roommates, or a home office. Located just minutes from Big Lagoon, Perdido Key beaches, boat launches, shopping, and dining, this property offers easy access to everything the Gulf Coast lifestyle has to offer. Whether you’re searching for a primary residence, vacation getaway, or investment property, this move-in ready home is a great opportunity in a growing area. Enjoy quiet surroundings, low-maintenance living, and a location that keeps you close to both nature and modern conveniences. One of nine contiguous parcels that can be sold separately or all together!

9433 Gulf Beach Hwy, Pensacola

$170,000

1 Beds ⋅ 1 Baths ⋅ 684643 MLS

Come and take advantage of newly reduced pricing on this excellently maintained home near Perdido Key! Charming 600 SF modular home, tucked away off Gulf Beach Highway in a peaceful setting near Pensacola’s beautiful coastal attractions. This cozy property backs up to vacant land, offering added privacy and a quiet natural backdrop to enjoy from your backyard. Conveniently located just a short drive to Big Lagoon State Park, Pensacola NAS Naval Station, nearby boat launches, and beaches, this home is ideal as a primary residence, weekend getaway, or investment opportunity. Can be used as a primary home or used as a short term rental. Enjoy easy access to the Gulf Coast lifestyle while still being close to everyday conveniences. Inside, the home offers an efficient layout with comfortable living space and plenty of natural light. Outside, you’ll appreciate the low-maintenance lot and the peaceful surroundings that make this property feel tucked away while remaining close to everything. Whether you’re looking for an affordable coastal retreat or a quiet place to call home, this property is a must-see! This home is also one of nine lots that can be sold individually or an entire package!

9429 Gulf Beach Hwy, Pensacola

$185,000

3 Beds ⋅ 1 Baths ⋅ 684495 MLS

Welcome to this 3-bedroom, 1-bath home featuring a spacious backyard and detached shed for additional storage. Inside, you'll find a functional layout with a kitchen that offers granite countertops, stainless steel appliances, and a stylish backsplash. The bathroom features an updated vanity and a tiled tub/shower combination. Recent major improvements include a NEW 2023 roof and NEW 2023 HVAC system, providing added value and peace of mind. The home is equipped with a gas furnace, while the remaining systems are electric. The large backyard offers plenty of outdoor space to enjoy, garden, entertain, or simply relax.

4910 Birch Ave, Pensacola

$155,000

3 Beds ⋅ 1 Baths ⋅ 684431 MLS

Opportunity awaits with this 3-bedroom, 1-bath home with a bonus/flex room situated on a spacious 0.38-acre lot. Being sold AS-IS, this property is ideal for investors, flippers, or buyers looking to put their personal touch on a home with great potential. Step inside to find an open-concept living, dining, and kitchen area highlighted by vaulted ceilings that create an airy feel throughout the home. The living room is generously sized and features an electric insert fireplace as a focal point. Just beyond the living area is a large bonus/flex room complete with a closet, laundry area, and French doors leading to the backyard, offering the possibility of a fourth bedroom, home office, or additional living space. The dining area features a ceiling fan and flows seamlessly into the kitchen, which offers oak cabinetry, green laminate countertops, a small island, and white appliances including a stove and dishwasher. The bathroom includes a tub/shower combination, white vanity, and blue countertop. Located on the opposite side of the home, the three bedrooms are similar in size and each features a ceiling fan. One bedroom does not have a closet. Flooring includes tile throughout the main living areas, LVP in the bathroom, and the bedrooms are ready for your choice of flooring. Outside, you'll find a fully fenced yard with plenty of room to enjoy, along with a powered workshop and RV hookups. The property is equipped with two septic systems—one serving the home and a separate system for the RV hookup. Please note the home contains a mix of copper and cloth wiring. Whether you're looking for your next renovation project or an investment opportunity, this property offers plenty of potential and value.

3141 King St, Pensacola

$185,000

3 Beds ⋅ 1 Baths ⋅ 684420 MLS

A prime addition to any investment portfolio! This refreshed 3-bedroom, 1-bathroom Pensacola home is fully turnkey and primed for immediate cash flow in a high-demand rental market. Key Upgrades & Highlights: Move-In / Rent-Ready: Up to date flooring and fresh, neutral paint throughout. Flexible Layout: Features an open-concept living space plus a dedicated bonus room—ideal for a home office, playroom, or additional living area. Tenant Appeal: Spacious kitchen with ample storage, clean modern finishes, and a large backyard perfect for pets and outdoor entertaining. Prime Location: Minutes from Hwy 29 and I-10, offering an effortless commute to downtown Pensacola, Navy Federal Credit Union, shopping, and dining. Clean, low-maintenance, and ready to generate income from day one. Schedule your showing today!

6861 Melanie Dr, Pensacola

$190,000

3 Beds ⋅ 2 Baths ⋅ 684366 MLS

Endless opportunity in Downtown Pensacola! This charming, updated cottage places you right in the center of one of the Gulf Coast's most vibrant and rapidly growing destinations. Located just off Garden Street, this property offers an unbeatable combination of charm, convenience, and lifestyle. Only one mile from Palafox Street, you'll be minutes from Pensacola's vibrant downtown scene, featuring award-winning restaurants, breweries, coffee shops, shopping, festivals, live music, Blue Wahoos Stadium, waterfront parks, and year-round entertainment. This home has been updated with fresh interior and exterior paint, new exterior doors, a new HVAC system and ductwork, updated ceiling fans and light fixtures, and new flooring throughout. Now featuring two full bathrooms, including a newly added second bath with a walk-in shower, both bathrooms have been updated with new vanities, sinks, and fixtures. The roof is only four years old, providing added peace of mind. One of the home's standout features is its flexible layout. The 9.5' x 10' third bedroom includes a kitchenette and can easily serve as a bonus room, home office, guest suite, or be separated from the main living area to create private mother-in-law quarters or an Airbnb. Outside, you'll find a long private driveway with ample parking, a large fully fenced backyard, and a spacious deck perfect for relaxing or entertaining. Minutes from NAS Pensacola, the airport, shopping, Pensacola Beach, and Perdido Key, this property offers easy access to everything the Gulf Coast has to offer. Whether you're searching for a primary residence, second home, multi-generational living arrangement, or investment opportunity, this charming Downtown Pensacola cottage delivers location, updates, versatility, and value all in one package. Bonus: This property has an estimated short-term rental income projection of $33,000 per year. Ask for more information!

19 N G St, Pensacola

$125,000

3 Beds ⋅ 1 Baths ⋅ 684353 MLS

Great canvas for you to finish. This has been a rental for 9 years. Most of the house has been redone. The primary bedroom was two rooms combined, so it is oversized with a large walk-through closet. Come finish this house and have a great rental or a great primary residence.

926 Lucerne Ave, Pensacola

$180,000

3 Beds ⋅ 2 Baths ⋅ 684304 MLS

Charming ranch-style home tucked into a quiet, established neighborhood just south of Olive Road - perfectly positioned for easy access to everything Pensacola has. This 3-bedroom, 2-bath home features a functional and comfortable layout great for first-time buyers, downsizers, or investors alike. Brand new roof installed July 2022 - move in with peace of mind! Nearby schools include Ensley Elementary, Jackie Harris Preparatory Academy, and Pine Forest High School. Close to parks, local dining, and everyday conveniences.

704 Brook Meadow Ln, Pensacola

$168,900

2 Beds ⋅ 1 Baths ⋅ 684290 MLS

SELLER IS READY TO MOVE !!!! YOUR DREAM HOME AWAITS YOU!!! this home features among other things A generous front driveway and expansive parking area provide plenty of space for multiple vehicles, trailers, or recreational equipment. The covered parking area adds convenience, while the inviting front porch offers the perfect spot to unwind with a rocking chair, morning coffee, or a collection of favorite plants. The backyard is both spacious and practical, featuring a fenced area, dog run, lush green space, and two storage buildings. One 10' x 12' outbuilding is ideal for a workshop or art space, The second is a large metal building BOAT HOUSE situated on a concrete slab that can easily function as a detached garage, workshop, or storage facility. A drive-through access point to the backyard makes it easy to park an RV, boat, trailer, or other recreational vehicles directly beside the building. Inside, you'll immediately appreciate the original hardwood floors and spacious living room filled with natural light. The dining area flows seamlessly from the living space and sits conveniently adjacent to the kitchen. Featuring granite countertops, stainless steel appliances, ample cabinetry, and abundant prep space, the kitchen delivers both style and functionality. A hallway leads to the updated full bathroom, complete with a walk-in shower and attractive vanity. The primary bedroom offers a comfortable retreat with plenty of room to relax, while the second bedroom is ideal for guests, a nursery, or a home office. Just off the kitchen, the covered rear porch provides a great space for outdoor dining, entertaining, or grilling. Nearby, the laundry room offers protection from the elements and includes additional storage space. This versatile property offers a rare combination of charm, functionality, and storage options. This versatile property offers a rare combination of charm, functionality, and storage options. The home is ready for you so schedule a tour today

39 Sandalwood St, Pensacola

$194,000

5 Beds ⋅ 1 Baths ⋅ 684259 MLS

At no fault to the seller this property is back on the market. At this price point you wont find another property like it on the market. Especially not this close to N.A.S. Welcome to 18 Washington Street, a beautifully restored 1931 two-story bungalow that perfectly blends historic charm with modern updates. Located just minutes from Navy Point Boat Ramp, waterfront parks, and NAS Pensacola, this move-in-ready home offers incredible value for homeowners and investors alike. Featuring 5 bedrooms and 1 full bath, this spacious home provides flexibility for a variety of living arrangements. The front bedroom can easily serve as a traditional bedroom, cozy den, home office, or additional living space. The remodeled kitchen is the heart of the home, showcasing granite countertops, updated cabinetry, and plenty of space for preparing meals and gathering with family and friends. Extensive renovations provide peace of mind for years to come, including a new roof, new water heater, updated plumbing, updated copper wiring, premium hurricane-rated windows, new siding, and luxury vinyl plank flooring throughout. These improvements combine modern efficiency and durability while preserving the character of this historic home. Enjoy relaxing on the covered front porch while taking advantage of the home's convenient location near Navy Point's waterfront walking trails, public parks, and boating access. Outdoor enthusiasts will love being just a short drive from Big Lagoon State Park, Johnson Beach, and some of the Gulf Coast's most beautiful beaches. Priced at just $219,500, this fully remodeled bungalow offers an exceptional opportunity to own a piece of Pensacola history with all the major updates already completed. Whether you're searching for a primary residence, vacation home, or investment property, this home is ready to impress.

18 Washington St, Pensacola

$155,000

3 Beds ⋅ 2 Baths ⋅ 684156 MLS

PRICE IMPROVEMENT!!! Move-In Ready Home in the Heart of Pensacola! Welcome home to this beautifully remodeled 3-bedroom, 2-bath property situated on a spacious, fully fenced lot in the heart of Pensacola. Completely updated inside, this home features modern flooring, stylish cabinetry, and a fresh, contemporary design that makes it truly move-in ready. The generous backyard offers endless possibilities, with plenty of room for entertaining, gardening, pets, or simply relaxing outdoors. Conveniently located near shopping, dining, schools, and local attractions, you'll enjoy both comfort and convenience in a desirable location. Whether you're a first-time homebuyer looking for the perfect place to call home or an investor seeking a great rental opportunity, this property checks all the boxes. Don't miss your chance to own this beautifully updated home with endless potential!

1208 N T St, Pensacola

$145,000

2 Beds ⋅ 1 Baths ⋅ 684073 MLS

Welcome to this beautifully renovated, delightful home that's full of opportunity! Conveniently located just minutes from downtown Pensacola and local restaurants, and only minutes from I-110, you'll love having everything you need right at your fingertips. Step inside and you'll immediately notice the luxury vinyl plank flooring (LVP) that flows throughout the home, creating an updated feel. Whether you're hosting game night, having friends over for dinner, or just enjoying a quiet evening at home, this layout works beautifully. The kitchen has been updated with white cabinetry, quartz countertops, stainless steel appliances, and plenty of workspace. It's functional, stylish, and ready for everything from morning coffee to your favorite family recipes. Best of all, the washer and dryer are included, making this home truly move-in ready. The two bedrooms are well-sized and share a beautifully updated bathroom featuring tile flooring and modern finishes. Whether you're a first-time homebuyer, downsizing, or looking for a great investment property, this home checks a lot of boxes. Now let's talk about the backyard, because it's one of the property's best features. Fully fenced and spacious, there's plenty of room for pets, gardening, entertaining, a firepit, or finally starting that backyard project you've been talking about for years. The possibilities are endless. If you're looking for your first home, your next investment, or a place that's just easier to maintain. This charming cottage is ready for its next chapter. All that's missing is you.

114 E Maxwell St, Pensacola

$100,000

3 Beds ⋅ 1 Baths ⋅ 683975 MLS

Affordable 3/2 Corner Lot Home – Ideal Starter or Investment! This well-maintained 3-bedroom, 2-bath home offers great value with key upgrades and a functional layout: Fenced backyard for privacy and pets Spacious family room with French doors Ceramic tile flooring throughout Inside laundry for convenience Corner lot location with easy access Recent Improvements: - New roof (Sept 2020) - Sewer lines and PVC piping replaced (March 2023) - New tub (March 2023) - New refrigerator (Sept 2023) - Outside HVAC unit replaced (Feb 2024) Room dimensions and square footage are based on the property appraiser’s site and believed to be accurate. Buyer’s agent to verify.

701 Montclair Rd, Pensacola

$125,000

3 Beds ⋅ 1 Baths ⋅ 683932 MLS

Unique opportunity to buy on the Northwest side of Pensacola. This property is zoned HC (Heavy Commerical)/LI (Light Industrial). The backyard offers tremendous space, as well as a rear entrance off of R St. If you need to haul in larger items, trucks, etc. The main home has three bedrooms and one bathroom. A living room and a den with an open flow into the dining area and galley kitchen. There is a storage shed in the back yard along with a storage/ulitily closet just off the back steps.

414 Clay St, Pensacola

$115,000

3 Beds ⋅ 1 Baths ⋅ 683354 MLS

Charming patio home in Pensacola featuring an open-concept kitchen and living room area, perfect for entertaining and everyday living. This cozy home offers 3 bedrooms and 1 full bathroom with a functional layout and comfortable living spaces. Conveniently located on Scott St., close to shopping, dining, schools, and local amenities. Great opportunity for first-time buyers, down-sizers, or investors! *Buyers to verify room dimensions, gross living area, tax, HOA and also school info.*

1125 W Scott St, Pensacola

$188,500

3 Beds ⋅ 1 Baths ⋅ 683322 MLS

Remodeled 3 Bedroom home on a beautiful .53 acre lot. Roof and AC less than 7 years old with new plumbing less than 2 years old. If you choose to use it for investment property instead of your very own Home, the lot is zoned Multi-Family <=9. Screened in porch, off street parking. Blocks away from West FL Hospital and close to shopping and UWF. Mobile home on the lot was recently occupied with monthly rent of $800, but has no value from appraisal perspective if buyer seeking mortgage, rather than cash purchase. Home was previously rented for $1295 per month for total monthly rental income of $2,095.

8320 Binkley St, Pensacola

$175,000

3 Beds ⋅ 2 Baths ⋅ 683285 MLS

Price Improvement! Welcome home to this charming all-brick ranch nestled on a quiet dead-end street — the perfect setting for families looking for space, comfort, and a place to make lasting memories. Featuring 3 bedrooms, 2 bathrooms, and a spacious two-car carport, this home offers a functional layout with plenty of room to grow. Step outside and enjoy the large backyard, ideal for kids to play, family gatherings, weekend cookouts, or creating your dream outdoor oasis. Inside, the home has been well cared for and offers the perfect opportunity for new owners to add their own personal style and modern touches over time. Whether you’re a first-time homebuyer, growing family, or someone looking for a peaceful neighborhood with room to make a house truly your own, this home is full of potential and ready for its next chapter!

310 N 58th Ave, Pensacola

$197,500

3 Beds ⋅ 2 Baths ⋅ 683187 MLS

Charming updated cottage close to NAS Pensacola, move in ready..!! 3 bedroom, 2 full Baths fenced back yard, with patio.. New flooring through out, freshly painted, new lighting, new mirrors, new kitchen faucet. Dishwasher, oven and refrigerator remain. Ac system cleaned and sanitized.one full year home protection being provided !!!

408 Shadow Way Ln, Pensacola

$110,000

3 Beds ⋅ 1 Baths ⋅ 683186 MLS

Looking for a 3bed/ 1 bath home that you can add your own personal touches to? Then look no further! From the spacious living room area to a large backyard the possibilities are endless. Oh, and did I mention it also has a Florida room in the front of the home and also a storage shed? I can go on and on mentioning more about what this property has to offer, but this is one that you must truly see to believe. Call to schedule your appointment today before this one slips away! *Buyer to verify room dimensions, tax info., gross living area and schools*

5 Haven Ct, Pensacola

$157,000

5 Beds ⋅ 1 Baths ⋅ 682866 MLS

Spacious 6-Bedroom Property With Attached Mother-In-Law Suite — Minutes From Downtown & Pensacola Beach Conveniently located near downtown Pensacola, Pensacola Beach, shopping, and major amenities, this versatile property at 1210 N Y St offers exceptional flexibility for multi-generational living, rental income, or expanded guest space. The main home features 4 bedrooms and 1 full bath, with recent updates that includes kitchen cabinets and countertops, roof, Hardie board siding, new HVAC (2022), privacy fencing, expanded concrete driveway, and nearly all new windows. The layout provides comfortable living spaces with room to personalize and grow. Attached to the main home is an almost 500 sq ft mother-in-law suite, complete with 2 bedrooms and 1 bath—ideal for extended family, guests, or potential rental opportunities.

1210 N Y St, Pensacola

$195,000

4 Beds ⋅ 3 Baths ⋅ 682746 MLS

NEW REDUCED PRICE!!! Welcome to this beautifully updated 4-bedroom, 3 full bathroom home Situated on a spacious .21-acre lot, this charming property offers 1,287 square feet of comfortable living space with thoughtful upgrades throughout. Originally built in 1955, the home has been tastefully refreshed with modern touches while maintaining its inviting character. Interior updates completed in 2023 include stylish plank flooring, upgraded bathrooms, and kitchen improvements that give the home a fresh, move-in-ready feel. Additional updates include the septic tank being professionally pumped in 2025 and recent servicing to the AC system, including a new motor installed in 2025, helping keep the unit running efficiently and performing well. BOTH front right and front left side privacy fence installed 2025 The large backyard provides plenty of space for entertaining, gardening, pets, or future outdoor additions. Conveniently located near shopping, restaurants, downtown Pensacola, and just minutes from Pensacola NAS, this home combines comfort, updates, and location all in one package. Buyer and buyer’s agent to verify all information, measurements, dimensions, and details deemed important during the due diligence period. Information provided is believed to be accurate but is not guaranteed and has been obtained from county records and other sources.

207 Emerald Ave, Pensacola

$195,000

4 Beds ⋅ 3 Baths ⋅ 682710 MLS

This charming home offers incredible potential and has already been updated and remodeled in many ways! Relax on the welcoming front porch overlooking the front yard before stepping inside to a bright and spacious interior filled with beautiful tile flooring throughout. The flexible floor plan features two bedrooms or bonus flex spaces just off the foyer, perfect for a home office, playroom, or guest area. A third bedroom is conveniently located near the living room and breakfast bar area. The beautiful kitchen overlooks the main living space, creating an open and connected feel that’s ideal for everyday living and entertaining. Additional highlights include a laundry area with newer stacked washer and dryer, a 2018 water heater, and a separate hallway leading to the fourth large bedroom and an oversized bonus room of more than 400 square feet — offering endless possibilities for a game room, home gym, studio, or additional living area. Outside, the .579-acre lot provides plenty of room to expand, garden, or create your own outdoor retreat. The workshop offers ample storage space for tools, lawn equipment, and hobbies. Tucked away on a private road with only a few neighboring homes, this property combines privacy with convenience, just minutes from everything Pensacola has to offer. According to County Records, the effective date is 1995. This home does need some repairs and is being sold AS IS, making it a great opportunity for investors, renovators, or buyers looking to add their personal touch and build equity. Come see the potential for yourself!

1731 Savage Ln, Pensacola

$159,900

2 Beds ⋅ 1 Baths ⋅ 682665 MLS

Charming 2-bedroom, 1-bath Craftsman-Style home situated on two lots with potential to split. Property features vinyl siding, a large 22 x 7, welcoming front porch, .38 acre chain link fenced yard, and mature oak trees for plenty of shade. Interior highlights include LVP flooring in the living, dining, kitchen and bathroom. Beautiful knotty pine walls and ceilings. Bedrooms each have ceiling fans, carpeted floors with hardwood underneath , and one bedroom has a built-in bookcase. Kitchen includes an electric stove and custom cabinets with pull-outs and lazy susan turntables. Extra large laundry room could also be used for office/craft area or additional storage. Detached garage/workshop is wired for electricity and has concrete floors while the attached boat storage has dirt floors. This home is move-in ready and a great opportunity for the price.

2612 W Blount St, Pensacola

Pensacola Gulf Coast Homes for Sale between $100,000 - $200,000